三分飞艇

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保险案例

要重视二手车交易中的车辆保险

    三分飞艇

    ZAIRICHANGSHENGHUOZHONG,ERSHOUCHEDEJIAOYIBIJIAOHUOYUE,DANSHIDUIYUERSHOUCHEJIAOYIZHONGDECHELIANGBAOXIANWENTI,XUDUOMAIZHUBINGWEIZUGOUZHONGSHI,BEIJINGSHIDISANZHONGJIRENMINFAYUANFAGUANJIEHEJUTIANJIANJINXINGLEFALVFENXI,BINGTICHUYOUYIDEJIANYI。

    案例一

    2017NIAN,MENGMOUHUA7WANYUANGOUMAILEXIAOHUOCHEYILIANG,JICHELIANGTOUBAOJIAOQIANGXIANHUALE1200YUAN。RANER,GOUMAIHOUBUZUYIGEYUEJIFASHENGJIAOTONGSHIGU,MENGMOUJIASHIZHEILIANGCHEYUJIAMOUDEZHONGXINGHUOCHEXIANGZHUANG。BEIJINGSHIGONGANJUSHUNYIFENJUJIAOTONGZHIDUIZUOCHUZERENRENDING,JIAMOUFUBENCISHIGUQUANBUZEREN,MENGMOUWUZEREN。SHIGUFASHENGHOUBAOXIANGONGSIDUICHELIANGJINXINGLEDINGSUN,RENDINGCHELIANGQUANSUN,DINGSUNJINEWEI6.5WANYUAN,CANZHIZUOJIA4500YUAN。MENGMOURENKEGAIDINGSUNJIEGUO,BINGYUPAIMAIGONGSIQIANDINGLEWEITUOPAIMAIHETONGSHU,CHELIANGJINGXIUFUJINXINGLEPAIMAI。ANWAIRENCHENMOUPAIDEGAICHELIANG,CHENGJIAOJINEWEI4500YUAN,ZHIHOU,SHUANGFANGBANLILEJIDONGCHESUOYOUQUANBIANGENGDENGJI。

    三分飞艇 MENGMOURENWEI,QICHELIANGGOUMAIBUZUYIGEYUEHOU,JIZAOSHOUJIAOTONGSHIGUQINQUAN,BINGBEIRENDINGQUANSUN,GUQIGOUMAICHELIANGSHITOUBAOJIAOQIANGXIANDEBAOXIANFEIYINGYOUQINQUANRENJIAMOUPEICHANG。

    法官说法:

    CIANXUYAOSHOUXIANFENQINGLIANGGEGAINIAN:CHELIANGQUANSUNHECHELIANGBAOFEI。CHELIANGBAOFEISHEJIDESHIGUOJIAGUANYUJIDONGCHEQIANGZHIBAOFEIDEGUANLIGUIDING,BAOFEICHELIANGGENJUWOGUOFALVGUIDING,BUDESHANGLUXINGSHI,XUYIFABANLIZHUXIAOSHOUXU。ERCHELIANGQUANSUNSHIBAOXIANGONGSIDUIYUCHELIANGJIAZHISUNSHIQINGKUANGDEQUEDING,QUANSUNCHELIANGJINGXIUFUHOU,RUFUHESHANGLUXINGSHITIAOJIANRENGKEYIJIXUXINGSHI,BINGKEYIJINXINGCHELIANGMAIMAI。

    GAIANZHONGCHELIANGSUIBEIBAOXIANGONGSIRENDINGQUANSUNCHELIANG,DANYIXIUFUQIETONGGUOPAIMAIFANGSHIZHUANRANGJIDISANREN。《ZHONGHUARENMINGONGHEGUOBAOXIANFA》DISISHIJIUTIAOGUIDING,BAOXIANBIAODEZHUANRANGDE,BAOXIANBIAODEDESHOURANGRENCHENGJIBEIBAOXIANRENDEQUANLIHEYIWU,BAOXIANBIAODEZHUANRANGDE,BEIBAOXIANRENHUOZHESHOURANGRENYINGDANGJISHITONGZHIBAOXIANREN。《ZUIGAORENMINFAYUANGUANYUSHIYONG<ZHONGHUARENMINGONGHEGUOBAOXIANFA>RUOGANWENTIDEJIESHI(SI)》DIYITIAOYEMINGQUEGUIDING,BAOXIANBIAODEYIJINGJIAOFUSHOURANGREN,JISHISHANGWEIBANLISUOYOUQUANBIANGENGDENGJIDE,CHENGDANBAOXIANBIAODEHUISUNMIESHIFENGXIANDESHOURANGRENRENGKEXIANGBAOXIANRENZHUZHANGQUANLI。GENJUSHANGSHUFALVGUIDING,MENGMOUDECHELIANGSUIYIZHUANRANG,DANYUANYOUQIDINGLIDEBAOXIANHETONGRENGYOUXIAO,CHELIANGMAISHOURENJIXUXIANGSHOULEHETONGQUANLI,GUGAICHELIANGJIAOQIANGXIANDEBAOXIANFEIBUNENGYAOQIUQINQUANRENCHENGDAN,RUHECHULIYINGSHIMAIMAISHUANGFANGYISIZIZHISHIXIANG。FAYUANZUIZHONGPANJUE,BOHUILEMENGMOUGUANYUBAOXIANFEIDESUSONGQINGQIU。

    案例二

    2018NIAN,LIMOUJIASHICHELIANGXINGSHIZHIJINGTONGKUAISULUJINJINGFANGXIANGCHUSHI,JIANGCHETINGZAIYINGJICHEDAONEI,ZHANGMOUCONGLIMOUDECHELIANGXIALAIHOUYOUBEIXIANGNANHENGCHUANJIDONGCHEDAO,SHIYOULIUMOUJIASHICHELIANGYOUDONGXIANGXISHILAI,LIUMOUCHELIANGQIANBUJIANGZHANGMOUZHUANGCHU,ZHANGMOUSIWANG。BEIJINGSHIGONGANJUGONGANJIAOTONGGUANLIJUCHAOYANGJIAOTONGZHIDUIRENDINGZHANGMOUTINEIJIUJINGHANLIANG148.6mg/100mlQIEYOUJINRUCHENGSHIKUAISULUDEWEIFAXINGWEI,LIMOUYOUFEIJINJIQINGKUANGXIAZAIYINGJICHEDAOTINGCHEDEWEIFAXINGWEI,LIUMOUZAIBENQIJIAOTONGSHIGUZHONGWUZEREN。ZHANGMOUZHINVSUIHOUQISULIMOUJIBAOXIANGONGSI,YAOQIUPEICHANGGELEISUNSHIYIBAIYUWANYUAN。

    三分飞艇 BENANZHONG,LIMOUSHEANCHELIANGSHIERSHOUCHE,CONGANWAIRENCHUGOUMAI,BANLIZHUANRANGSHOUXUHOU,ANWAIRENSHENQINGDUIGAICHELIANGDESHANGYEXIANJINXINGLETUIBAO,BAOXIANGONGSISUIHOUJIANGSHENGYUQIJIANDEBAOXIANFEITUIHAIANWAIREN。

    法官说法:

    LIMOUCONGANWAIRENCHUGOUMAILESHEANCHELIANG,GOUMAIHOU,ANWAIRENJIANGQIZAIBAOXIANGONGSIWEIGAICHELIANGTOUBAODESHANGYEXIANJINXINGLETUIBAO,CIHOU,LIMOUBINGWEIWEISHEANCHELIANGTOUBAOSHANGYEXIAN。GUBAOXIANGONGSIYISHEANCHELIANGZAISHIGUFASHENGQIANYIJINGTUIBAOSHANGYEXIAN,ZHUZHANGQIBUYINGCHENGDANSHANGYEXIANFANWEINEIDEPEICHANGZEREN,YOUSHISHIYIJU。LIMOUGUANYUANWAIRENTUIBAOSHANGYEXIANYINGXINGCHENGSHUMIANJIECHUXIEYIBINGTONGZHILIMOUDEYIJIAN,QUEFAFALVYIJU,FAYUANBUYUCAINA。FAYUANZUIZHONGGAIPANBAOXIANGONGSIJINZAIJIAOQIANGXIANXIANENEICHENGDANPEICHANGZEREN,ZHANGMOUDEQIYUSUNSHIYOULIMOUGERENCHENGDAN。

    法官建议

    三分飞艇 SHANGSHULIANGANZHONGCUNZAIYIGEGONGTONGDEFALVWENTI,JICHELIANGSUOYOUQUANFASHENGBIANDONGDEQINGKUANGXIA,WEICHELIANGTOUBAOJIAOQIANGXIANHUOSHANGYEXIANDEBAOXIANFEIRUHEFUDAN、BAOXIANHETONGSHIFOUJIXUYOUXIAODEWENTI。

    三分飞艇 GENJUWOGUOFALV、SIFAJIESHIJIBAOXIANTIAOLIDENGGUIDING,JIAOQIANGXIANBAOXIANHETONGYOUXIANQINEICUNZAIYIXIALIUZHONGQINGXING,TOUBAORENKEYISHENQINGJIECHU:1.CHELIANGZHUXIAODENGJI;2.BANLITINGSHI;3.JINGGONGANJIGUANZHENGSHIDIUSHI;4.ZHONGFUTOUBAO;5.CHELIANGBEIZHUANRANGZHICHEJISUOZAIDIYIWAIDEDIFANG;6.XINCHECANSHUBUFUHEGUIDING。ERSHANGYEXIANBAOXIANHETONG,TOUBAORENKEYISUISHIYAOQIUJIECHUHETONG。YEJIUSHISHUO,BAOXIANHETONGSHITOUBAORENYUBAOXIANRENZHIJIANGUANYUCHENGBAOSHIXIANGDEHEYI,SHIFOUJIECHU、SHIFOUJIXUYOUXIAOYIQUJUEYUSHIFOUSHITOUBAORENDEYISIBIAOSHI。RUCHELIANGYIJINGZHUANRANG,TOUBAORENKEYIJIYUCIYAOQIUJIECHUYUANBAOXIANHETONG,CISHICHELIANGJICUNZAIWUJIAOQIANGXIANHUOSHANGYEXIANCHENGBAODEZHUANGTAI,CIHOUFASHENGLEJIAOTONGSHIGU,BAOXIANGONGSIKEYIJUJUECHENGDANPEICHANGZEREN。DANRUCHELIANGMAIMAISHUANGFANGWEIJINXINGTEBIEYUEDING,ZHUANRANGFANGYEWEIXIANGBAOXIANGONGSIYAOQIUJIECHUHETONGDE,GENJU《ZHONGHUARENMINGONGHEGUOBAOXIANFA》DISISHIJIUTIAOZHIGUIDING,BAOXIANBIAODEDESHOURANGRENRENGRANKEYICHENGJIBEIBAOXIANRENDEQUANLIHEYIWU。DANGRANGAITIAOHAITONGSHIGUIDING,RUBEIBAOXIANREN、SHOURANGRENWEILVXINGTONGZHIYIWU,YINZHUANRANGDAOZHIBAOXIANBIAODEWEIXIANCHENGDUXIANZHUZENGJIAERFASHENGDEBAOXIANSHIGU,BAOXIANRENBUCHENGDANPEICHANGBAOXIANJINDEZEREN。

    基于上述法律规定,法官建议:

    YISHI,ZAIJINXINGERSHOUCHEMAIMAISHI,SHUANGFANGZHUYISHENCHACHELIANGSHIFOUTOUBAOLEJIAOQIANGXIAN、SHANGYEXIAN。RUCHELIANGCHUYUBAOXIANQINEI,SHUANGFANGYINGJIUCHELIANGSHENGYUQIXIANDEBAOXIANFEIRUHEFUDAN、BAOXIANHETONGSHIFOUYINGJIECHUHOUYOUSHOURANGRENZHONGXINTOUBAODENGSHIXIANGJINXINGMINGQUEYUEDING。

    三分飞艇 ERSHI,MAIMAISHUANGFANGYINGJISHITONGZHIBAOXIANGONGSISUOYOUQUANBIANGENGSHIYI,BINGGENJUGUIDINGBANLIBAOXIANHETONGDEJIECHU、BIANGENGHUOZHONGXINTOUBAODENGSHOUXU,YIBIMIANCHUXIANCHELIANGZHUANRANGHOUDETUOBAOQINGKUANG。

    三分飞艇  (LAIYUAN:ZHONGGUOBAOXIANBAOWANG)

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